OASIS

FINANCIAL GROUP

Frequently Asked Questions

Answers to common questions about approvals, funding, repayments, verification, and account management.

How long does approval take?

Most applications are reviewed within 24 hours after verification.

What documents are required to apply?

Applicants may be asked to provide a valid government-issued ID, proof of income, proof of address, and banking information.

Why do I need identity verification?

Verification helps protect your account and prevents fraudulent applications.

Can I update my documents later?

Yes. Your dashboard allows you to upload additional documents anytime.

How much can I borrow?

Loan amounts vary based on eligibility, purpose of loan either personal or business, income, lender approval, and country requirements.

How are loan payments made?

Payments can be made through your borrower dashboard or approved payment methods.

How are funds delivered?

Approved funds are typically sent through direct deposit to your verified bank account and there are special options for reputable crypto exchanges.

Can I pay my loan off early?

Yes. Early repayment options may be available depending on your agreement and also ease your approval for a new Loan.

Will checking my eligibility affect my credit score?

No. Eligibility checks may use soft inquiries when available. Final approval may require a hard credit inquiry depending on the lending partner.

What credit score do I need to qualify?

Approval decisions are not based solely on credit score. Income, repayment ability, and financial history may also be considered.

Can I apply if I am self-employed?

Yes. Self-employed applicants may qualify by providing acceptable proof of income documentation.

Can I check my application status online?

Yes. Returning applicants can monitor updates and approval status through the borrower portal.

Is my personal information secure?

Yes. Your information is protected using encrypted security technology and secure verification systems.

Are loans available in all the Countries listed on your platform?

Yes. We offer Loan service to all Countries listed but we adhere strictly to the regulations of participating lending partners.